{"id":210,"date":"2026-02-03T17:21:56","date_gmt":"2026-02-03T11:51:56","guid":{"rendered":"https:\/\/caneup.xyz\/news\/?p=210"},"modified":"2026-02-03T17:21:56","modified_gmt":"2026-02-03T11:51:56","slug":"pmfby-sugarcane-crop-insurance-2-percent-premium-2026","status":"publish","type":"post","link":"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/","title":{"rendered":"PMFBY 2026 &#8211; \u0917\u0928\u094d\u0928\u0947 \u0915\u093e Crop Insurance \u0938\u093f\u0930\u094d\u092b 2% Premium \u092a\u0930 \u0915\u0948\u0938\u0947 \u0915\u0930\u0935\u093e\u090f\u0902?"},"content":{"rendered":"<div style=\"background: linear-gradient(135deg, #f0fdf4 0%, #dcfce7 100%); border-left: 5px solid #16a34a; padding: 20px; margin: 20px 0; border-radius: 8px;\">\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#%F0%9F%93%8C_Quick_Summary\" >\ud83d\udccc Quick Summary<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#%EF%BF%BD%EF%BF%BD_PMFBY_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%88\" >\ufffd\ufffd PMFBY \u0915\u094d\u092f\u093e \u0939\u0948?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#Coverage_Details\" >Coverage Details:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#%F0%9F%92%B0_Premium_Calculator\" >\ud83d\udcb0 Premium Calculator<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#%F0%9F%93%9D_Enrollment_Process\" >\ud83d\udcdd Enrollment Process<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#Important_Deadlines\" >Important Deadlines:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#%F0%9F%92%AC_Claim_Process\" >\ud83d\udcac Claim Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/caneup.xyz\/news\/pmfby-sugarcane-crop-insurance-2-percent-premium-2026\/#%E2%9D%93_FAQs\" >\u2753 FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h3 style=\"color: #15803d; margin-top: 0;\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_Quick_Summary\"><\/span>\ud83d\udccc Quick Summary<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>PMFBY (Pradhan Mantri Fasal Bima Yojana) India \u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 crop insurance scheme \u0939\u0948\u0964 \u0917\u0928\u094d\u0928\u093e \u0915\u093f\u0938\u093e\u0928 \u0938\u093f\u0930\u094d\u092b 1.5-2% premium \u0926\u0947\u0915\u0930 \u092a\u0942\u0930\u0940 crop value insure \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 Droughts,floods, pests &#8211; \u0938\u092d\u0940 risks covered\u0964<\/p>\n<ul style=\"font-size: 15px;\">\n<li>\u23f1\ufe0f <strong>Reading Time:<\/strong> 9-11 minutes<\/li>\n<li>\ud83d\udcb0 <strong>Premium:<\/strong> \u092e\u093e\u0924\u094d\u0930 1.5-2% of sum insured<\/li>\n<li>\ud83d\udcc5 <strong>Updated:<\/strong> 3 Feb 2026<\/li>\n<\/ul>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EF%BF%BD%EF%BF%BD_PMFBY_%E0%A4%95%E0%A5%8D%E0%A4%AF%E0%A4%BE_%E0%A4%B9%E0%A5%88\"><\/span>\ufffd\ufffd PMFBY \u0915\u094d\u092f\u093e \u0939\u0948?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"font-size: 16px;\">PMFBY 2016 \u092e\u0947\u0902 launch \u0939\u0941\u0908 \u0925\u0940\u0964 \u092f\u0939 scheme farmers \u0915\u094b financial protection \u0926\u0947\u0924\u0940 \u0939\u0948 natural calamities \u0914\u0930 pest attacks \u0938\u0947\u0964 Government maximum premium \u0915\u093e 80-90% pay \u0915\u0930\u0924\u0940 \u0939\u0948!<\/p>\n<h3 style=\"color: #059669;\"><span class=\"ez-toc-section\" id=\"Coverage_Details\"><\/span>Coverage Details:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"font-size: 15px; line-height: 1.7;\">\n<li>\ud83c\udf27\ufe0f <strong>Natural Disasters:<\/strong> Drought, flood, cyclone, hailstorm<\/li>\n<li>\ud83d\udc1b <strong>Pests &#038; Diseases:<\/strong> Major pest attacks covered<\/li>\n<li>\ud83d\udd25 <strong>Fire:<\/strong> Accidental fire damage<\/li>\n<li>\u26a1 <strong>Lightning:<\/strong> Lightning strike damage<\/li>\n<li>\ud83c\udf2a\ufe0f <strong>Storm:<\/strong> Storm\/tornado damage<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%F0%9F%92%B0_Premium_Calculator\"><\/span>\ud83d\udcb0 Premium Calculator<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse;\">\n<tr style=\"background: #16a34a; color: white;\">\n<th style=\"padding: 12px; border: 1px solid #ddd;\">Crop Type<\/th>\n<th style=\"padding: 12px; border: 1px solid #ddd;\">Farmer Premium<\/th>\n<th style=\"padding: 12px; border: 1px solid #ddd;\">Govt Subsidy<\/th>\n<\/tr>\n<tr>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">Sugarcane (Commercial)<\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\"><strong>2%<\/strong><\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">Rest amount<\/td>\n<\/tr>\n<tr style=\"background: #f9fafb;\">\n<td style=\"padding: 10px; border: 1px solid #ddd;\">Example: \u20b92 \u0932\u093e\u0916 insured<\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">\u20b94,000 only<\/td>\n<td style=\"padding: 10px; border: 1px solid #ddd;\">\u20b916,000+<\/td>\n<\/tr>\n<\/table>\n<div style=\"background: #dcfce7; padding: 20px; margin: 20px 0;\">\n<p style=\"font-weight: bold;\">\ud83d\udca1 Example:<\/p>\n<p>\u0905\u0917\u0930 \u0906\u092a\u0915\u0940 \u0917\u0928\u094d\u0928\u0947 \u0915\u0940 crop \u0915\u093e value \u20b92,00,000 \u0939\u0948:<\/p>\n<p><strong>\u0906\u092a\u0915\u093e Premium:<\/strong> \u0938\u093f\u0930\u094d\u092b \u20b94,000<\/p>\n<p><strong>\u0938\u0930\u0915\u093e\u0930 \u0926\u0947\u0917\u0940:<\/strong> \u20b916,000-20,000<\/p>\n<p><strong>Total Insurance:<\/strong> \u20b92,00,000<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"%F0%9F%93%9D_Enrollment_Process\"><\/span>\ud83d\udcdd Enrollment Process<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol style=\"font-size: 15px;\">\n<li>\u0905\u092a\u0928\u0947 bank branch \u091c\u093e\u090f\u0902 (\u091c\u0939\u093e\u0902 KCC \u0939\u0948)<\/li>\n<li>PMFBY enrollment form \u092d\u0930\u0947\u0902<\/li>\n<li>Land details \u0914\u0930 crop details provide \u0915\u0930\u0947\u0902<\/li>\n<li>Premium amount \u091c\u092e\u093e \u0915\u0930\u0947\u0902<\/li>\n<li>Insurance certificate \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0947\u0902<\/li>\n<\/ol>\n<h3 style=\"color: #059669;\"><span class=\"ez-toc-section\" id=\"Important_Deadlines\"><\/span>Important Deadlines:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"font-size: 15px;\">\n<li>\ud83d\udcc5 <strong>Kharif Season:<\/strong> July 31 \u0924\u0915 enroll \u0915\u0930\u0947\u0902<\/li>\n<li>\ud83d\udcc5 <strong>Rabi Season:<\/strong> December 31 \u0924\u0915<\/li>\n<li>\u26a0\ufe0f Deadline \u0915\u0947 \u092c\u093e\u0926 enrollment \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e!<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%F0%9F%92%AC_Claim_Process\"><\/span>\ud83d\udcac Claim Process<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"background: white; border: 2px solid #16a34a; padding: 20px; margin: 20px 0;\">\n<p><strong>Step 1:<\/strong> Damage \u0939\u094b\u0928\u0947 \u092a\u0930 \u0924\u0941\u0930\u0902\u0924 (72 hours \u092e\u0947\u0902) bank\/insurance company \u0915\u094b inform \u0915\u0930\u0947\u0902<\/p>\n<p><strong>Step 2:<\/strong> Survey team \u0906\u0915\u0930 damage assess \u0915\u0930\u0947\u0917\u0940<\/p>\n<p><strong>Step 3:<\/strong> Crop cutting experiments \u0939\u094b\u0902\u0917\u0947<\/p>\n<p><strong>Step 4:<\/strong> Claim amount calculate \u0939\u094b\u0917\u093e<\/p>\n<p><strong>Step 5:<\/strong> 2-3 months \u092e\u0947\u0902 bank account \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u0906 \u091c\u093e\u090f\u0917\u093e<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E2%9D%93_FAQs\"><\/span>\u2753 FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<details style=\"background: #f9fafb; padding: 15px; margin: 10px 0; border-radius: 8px; cursor: pointer;\">\n<summary style=\"font-weight: bold;\">Q: \u0915\u094d\u092f\u093e PMFBY voluntary \u0939\u0948?<\/summary>\n<p style=\"padding-top: 10px;\">\u0939\u093e\u0902! \u0905\u092c \u092f\u0939 completely voluntary \u0939\u0948\u0964 Loanee farmers (\u091c\u093f\u0928\u0915\u093e KCC loan \u0939\u0948) \u0915\u094b strongly recommend \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 mandatory \u0928\u0939\u0940\u0902\u0964<\/p>\n<\/details>\n<details style=\"background: #f9fafb; padding: 15px; margin: 10px 0; border-radius: 8px; cursor: pointer;\">\n<summary style=\"font-weight: bold;\">Q: \u0915\u093f\u0924\u0928\u0947 % damage \u092a\u0930 claim \u092e\u093f\u0932\u0924\u093e \u0939\u0948?<\/summary>\n<p style=\"padding-top: 10px;\">Minimum 33% yield loss \u0939\u094b\u0928\u0947 \u092a\u0930 claim eligible \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 Complete crop failure \u092e\u0947\u0902 100% insured amount \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/details>\n<hr style=\"margin: 30px 0;\">\n<div style=\"background: #f9fafb; padding: 20px; text-align: center;\">\n<p><strong>\u270d\ufe0f Amit Kumar<\/strong> | \ud83d\udcc5 3 Feb 2026<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Fasal Bima Yojana (PMFBY) \u0915\u0947 \u0924\u0939\u0924 \u0917\u0928\u094d\u0928\u0947 \u0915\u093e insurance \u0915\u0930\u0935\u093e\u0915\u0930 natural disasters \u0938\u0947 \u092c\u091a\u0947\u0902\u0964 \u0915\u0947\u0935\u0932 1.5-2% premium \u0926\u0947\u0915\u0930 full crop value covered\u0964 Claim process \u0914\u0930 benefits \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940\u0964<\/p>\n","protected":false},"author":1,"featured_media":209,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[232,195,233,234],"tags":[235,202,237,183,269],"class_list":["post-210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crop-insurance","category-ganna-kisan","category-pmfby","category-risk-management","tag-fasal-bima","tag-pmfby","tag-premium-subsidy","tag-sugarcane-crop-insurance","tag-269"],"_links":{"self":[{"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/posts\/210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/comments?post=210"}],"version-history":[{"count":1,"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/posts\/210\/revisions"}],"predecessor-version":[{"id":218,"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/posts\/210\/revisions\/218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/media\/209"}],"wp:attachment":[{"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/media?parent=210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/categories?post=210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/caneup.xyz\/news\/wp-json\/wp\/v2\/tags?post=210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}